Today we're relaunching Subwise for iPhone and iPad. It does one job: it shows you everything you're paying for, and it tells you before each charge.
It's also now a one-time purchase, which we wrote about separately in The subscription tracker that isn't a subscription.
Here's what's in the app.
One number when you open it
Subwise opens on what's left to pay this month. Under it are how many bills are still to come, the date of the next charge, and what an average month costs you.
Below that is a list of the next two weeks: each renewal with its date and its price, nearest first. It's the screen you'd want if you only had five seconds.
A reminder before the money leaves
For each subscription you can get a notification on the renewal day, or up to a week before. It reads like this:
Netflix renews tomorrow. $17.99 leaves your account. Still using it?
The point of the last three words is the gap they give you. A day's notice is enough to cancel a trial you forgot about, or to decide that yes, you are still using it.
Calendar and analytics
The calendar shows every renewal as a dated list or a month grid. Paid bills are checked off, and overdue ones turn red.
Analytics breaks your spending down by category, so you can see how much goes to entertainment and how much to work tools. What-if mode shows what a year without a subscription would save. Nothing gets cancelled; you only see the number.
40 currencies
Each subscription keeps the currency it's billed in. If you pay for one service in dollars and another in pesos or euros, the totals convert to the currency you choose. Weekly, monthly and yearly plans are each counted properly.
No bank login
Subwise never asks for your bank login or your card details. You add your subscriptions yourself, from a list of popular services with prices filled in, by typing in your own, or from a screenshot that's read on your iPhone.
It takes a few minutes the first time. In return there's no bank connection to break, and nothing sensitive for us to hold.
What it doesn't do
It doesn't detect charges for you, and it can't cancel a subscription on your behalf. You cancel with the service; Subwise makes sure you know in time.
Where to get it
Subwise is on the App Store for iPhone and iPad. If you already have it, update and everything here is yours at no extra cost. It also runs on the web and as a Chrome extension.
Questions or requests go to paul@usesubwise.com. We read all of it.