Subwise vs Rocket Money
Rocket Money is a full personal finance app that links to your bank. Subwise does one job: it shows every subscription you pay for and when it renews, for a single payment.
Subwise
Our pickPay-once subscription tracker
One payment
$4.99 on iPhone and iPad, with everything included.
No bank login
You add subscriptions yourself, or several at once from a screenshot.
What-if mode
See what a year without any subscription would save before you cancel it.
On every screen
iPhone, iPad, the web and Chrome, with one list across all of them.
Reminders before you’re charged
On the renewal day, or up to a week ahead, with every renewal on a calendar.
40 currencies
Each subscription keeps the currency it bills in, and totals convert to yours.
$4.99 once
Rocket Money
Personal finance app with monthly plans
Paid plans bill monthly
Premium is $7 to $14 a month, and you choose the amount. Premium+ is $15 a month.
Links your bank accounts
It finds subscriptions by reading the transactions in the accounts you connect.
Cancels for you, on Premium
Its team cancels many subscriptions for you. The free plan lists them and leaves the cancelling to you.
Much more than subscriptions
Budgets, net worth, credit score and savings goals come in the same app.
Free plan, or $7 to $15 a month
Why Subwise beats Rocket Money.
- The tracker isn’t one more bill
- A year of Rocket Money Premium is $84 to $168. Subwise is $4.99 once, and nothing after that.
- Nothing to connect
- Subwise never asks for a bank login or card details. Your list holds only what you put in it.
- One job, done fully
- Renewal dates, a calendar, reminders and totals, with no budgeting dashboard to work around.
- Try a cancellation first
- What-if mode shows what a year without a subscription would save. Nothing is cancelled.
Row by row.
| Subwise | Rocket Money | |
|---|---|---|
| Full version | $4.99 once, everything included | Premium at $7 to $14 a month, Premium+ at $15 a month |
| Free to try | On the web, up to 5 subscriptions | Free plan that lists your subscriptions |
| Where it runs | iPhone, iPad, web and Chrome | iPhone and Android, plus desktop on Premium |
| Bank connection | None | Yes, it links your accounts |
| Add from a screenshot | Yes, read on your device | Not listed |
| What-if savings | Yes, see a year without any subscription | Not listed |
| Account | Email or Apple, so your list follows you to the web | Yes, with your bank accounts linked |
| Cancels for you | You stay in charge and cancel it yourself | Yes, on Premium |
Compared on 14 November 2026 from Rocket Money’s pricing page and help center. “Not listed” means those pages don’t mention it. Prices and features change, so check before you decide. Visit Rocket Money.
To be fair: Rocket Money suits you if you want charges found from your bank, a team that cancels for you, an Android app, or budgets and credit tools in the same place.
Subwise as a Rocket Money alternative.
- Is Subwise a good Rocket Money alternative?
- Yes, if what you want from Rocket Money is the subscription list. Subwise shows every subscription, its renewal date and your monthly and yearly totals for $4.99 once, with no bank login. It doesn’t find charges from your bank, cancel for you or do budgeting.
- How much does Rocket Money cost compared with Subwise?
- Rocket Money has a free plan. Premium is $7 to $14 a month and Premium+ is $15 a month. Subwise is $4.99 once on iPhone and iPad, and free on the web for up to 5 subscriptions.
- Can I track subscriptions without linking a bank account?
- Yes. In Subwise you add each subscription yourself, pick it from a list of popular services with prices filled in, or add several at once from a screenshot. It never asks for a bank login or card details.
Pay once, and see every renewal coming.
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